A few percentage points difference on your mortgage rate can go a long way. From 2022 to 2024, the rate for a 30-year fixed-rate mortgage has more than doubled. While home prices aren’t decreasing at a similar pace, the increase in what it costs to borrow money has had a major impact on what you can afford. […]
Cash-Out Refinance vs. Home Equity Line of Credit
For many people, buying a house isn’t just about finding that perfect dream home — it’s also making a long-term financial investment. Every time you make a mortgage payment and chip away at your loan balance, you build equity in your home. You can then use that equity in a variety of ways to pay for […]