I highly recommend Kensaku Shibata to sell, buy or refinance your home. He's an outstanding professional, compassionate, a problem solver, he has deep knowledge in financial field. He helped me enormously with a variety of issues such as refinancing my home with cash out in order to pay off my debt. I trust Kensaku Shibata and you can trust him too for all your financial needs.

This was our second time working with Ken from Cardinal Financial and it was just as amazing as the first time. Last year we sold our first home and purchased a new home for our growing family. Ken was there every step of the way and always made me and my husband comfortable with the process. Any questions were answered quickly and he even provided answers to questions we didn’t realize we had. We learned so much going through the process, we always felt informed, and the communication was great between all parties. You can just tell that Ken is a genuine person when you speak to him and we appreciated that the most. We felt like we were just talking to a friend every single time. So when the option of refinancing came up, it was a no brainer for us! Ken helped us lower our interest rate, which lowered our monthly payment, and allowed us to choose when we wanted to close. We decided to close at the beginning of February so that we could skip two mortgage payments. We are even getting money back! We are so happy that we could work with Ken and everyone at Cardinal Financial again on our refinance. We plan on being here for the long haul, but if that ever changes, we’ll definitely be going back to work with Ken. Thanks again!

Ken was not the only finance place I went to..but Im glad i found him, I was buying my house from california and could only be in town late or on weekends. I had tons of questions of all sorts..some important and others not so much, he always answered me or got back to me quicky. In office always professional when dealing with my info and documents. Making sure to return all my files /taxes.

But i just honestly felt sincerity and honesty.. Which are extremly important to me when dealing w-my $$$!

Trust is key.. Ken proved to me i can trust him ,in many ways over the whole process..which took weeks due to many obstacles and schedule differences on my part and seller.. He even offered to help my friend (the home seller) find a spot.. What a guy! Always trying to help out.

With so many choices out there ..and a market thats pretty crazy right now i really felt the need to have the right team working for me.. Getting things done quickly and efficiently while also working to save me money\time.. Coming in from out of state, time is limited. Ken sometimes saw me weekends, on the fly w-no formal appt!. Truly helping this deal move along beacuse he knew I had small windows to work with. I highly recommend this man,his team and his advice.. He's a straight shooter.. Gets to the point to get the job done right ! Thanks again Ken.. Lets get another one!

Ken and his team were professional, courteous, and very easy to work with throughout the process from start to finish. I genuinely appreciated the efficiency, efforts, and urgency to execute to our needs no matter the time of day in order to get us the home we wanted. As a father of three, I understand the time management and availability to conduct business while raising a family and Ken is the real deal. Thank you for making home ownership possible. Respect.

Words can’t express how thankful we are that we got to work with Kensaku and his team! As first time home buyers we had tons of questions and he was always there for us at anytime of day with a quick response. He makes you feel like you’re his top priority at all times and went above and beyond to make us feel comfortable and at ease through the process. We truly feel blessed to have had his help and guidance. Thank you so much Ken we are so excited to now own our first home and it’s all thanks to you and all your hardwork and dedication! Mahalo!

I worked with Kensaku to purchase a condo in Arvada, CO. It was my first home purchase and he was great about explaining the process and all my options! I had a very short closing window and he ensured everything was processed quickly so I could close on time. Kensaku was available anytime I had questions, even on weekends and evenings, and made what could have been a very stressful process go smoothly. He was knowledgeable, professional and great to work with. I highly recommend him as your lender!

I highly recommend Kensaku and his team! Talk about going above and beyond! They stay in communication from beginning to the end. Make the whole process a lot easier and less stressful than it is. You definitely don't find this kind of professionalism and service much these days! Thank you Kensaku for everything!

Kensaku Shibata and his team went above and beyond in helping us achieve our dream to purchase our first home. He made sure that we were well taken care of and informed as to what is going on with our loan application, and that we have the best experience. We are grateful that we had the chance to work with him and his team. He's awesome!

He is great at keep in contact. He answers questions in a great timely manner. He helped a lot with question I had and kept his word with anything he said. He is definitely an honest person.

M. Shibata helped me thru the process of buying a house. He responded very fast and it was really easy to reach him every time I needed him. He was making sure I understood everything on all documents and that I was comfortable with anything. It has been truly appreciated. I will definitely recommend him. It was a pleasure working with him. The only thing that would have made my transaction 100% perfect is a lower interest rate. I guess that is what everyone is looking for. The ribbon ceremony when I got the keys was also a nice attention from him. My first home acquisition was a good experience.