This was our second time working with Ken from Cardinal Financial and it was just as amazing as the first time. Last year we sold our first home and purchased a new home for our growing family. Ken was there every step of the way and always made me and my husband comfortable with the process. Any questions were answered quickly and he even provided answers to questions we didn’t realize we had. We learned so much going through the process, we always felt informed, and the communication was great between all parties. You can just tell that Ken is a genuine person when you speak to him and we appreciated that the most. We felt like we were just talking to a friend every single time. So when the option of refinancing came up, it was a no brainer for us! Ken helped us lower our interest rate, which lowered our monthly payment, and allowed us to choose when we wanted to close. We decided to close at the beginning of February so that we could skip two mortgage payments. We are even getting money back! We are so happy that we could work with Ken and everyone at Cardinal Financial again on our refinance. We plan on being here for the long haul, but if that ever changes, we’ll definitely be going back to work with Ken. Thanks again!