Get Pre-Approved Today
A mortgage pre-approval puts you in the driver's seat. Know your budget, strengthen your offer, and move fast in competitive markets.
Fast Turnaround
Pre-approval letters typically issued within 24–48 hours.
Secure Process
Your personal and financial data is protected with bank-level security.
Stronger Offers
Sellers take pre-approved buyers more seriously in competitive markets.
Expert Guidance
Kensaku Shibata personally reviews every application and guides you through the process.
How Pre-Approval Works
A simple, transparent process from application to approval letter.
Submit Your Application
Complete our secure online application in minutes. We collect basic financial and employment information.
Document Review
Our team reviews your income, assets, and credit to determine your pre-approval amount.
Receive Pre-Approval Letter
Get your official pre-approval letter, typically within 24–48 hours, ready to present to sellers.
Start House Hunting
Shop with confidence knowing exactly how much home you can afford and that financing is secured.