NMLS #433696 | Licensed in CO & NV

Refinance Your Mortgage & Save

Lower your rate, reduce your monthly payment, or tap into your home equity. Kensaku Shibata helps Colorado and Nevada homeowners find the best refinance solution.

REQUEST A REFINANCE REVIEW Book a Consultation

Refinance Options

Rate & Term Refinance

Lower your interest rate or change your loan term to reduce monthly payments or pay off your mortgage faster.

Cash-Out Refinance

Access your home equity for home improvements, debt consolidation, education, or other financial goals.

Streamline Refinance

Simplified refinancing for existing FHA or VA loan holders with reduced documentation requirements.

Debt Consolidation

Combine high-interest debt into your mortgage for a single, lower monthly payment.

Is Refinancing Right for You?

Your current interest rate is higher than today's rates

You want to lower your monthly mortgage payment

You want to pay off your mortgage faster

You need cash for home improvements or debt consolidation

You want to remove PMI from your loan

You want to switch from an adjustable to a fixed rate

"We refinanced with Kensaku and saved over $400/month. The process was fast and stress-free."

James R.

Las Vegas, NV

Request Your Free Refinance Review

Find out how much you could save. Kensaku will review your current loan and present your best options.

Book a Refinance Review Apply Now